Embed stock markets into your app in 30 days
Add equities investing to your mobile money app without touching your license or core wallet.
- Native iOS and Android SDK
- Routing to licensed SGIs
- Revenue share on every order
INVESTMENT INFRASTRUCTURE
The investment infrastructure for African markets for African markets
API, portable KYC, and embedded SDK to add regional stock markets into your app, your bank, or your SGI. UEMOA · CEMAC · Ghana.
Are you an investor? See our partner SGIsNon-custodial · Ed25519-signed KYC · CREPMF · COSUMAF · SEC Ghana compliant
An orchestration layer, never a custodian
Inopay is the infrastructure layer that connects mobile money apps, banks, and licensed SGIs. Your customers stay yours. Securities stay with your SGIs. Inopay never touches funds or assets.
Three segments, one infrastructure
An API and an SDK tailored to each integrator type.
Offer wealth management without launching an SGI
Give your premium and diaspora clients access to regional markets, white-labeled, compliant, and auditable.
- White-label web and app
- API and portable KYC
- Compliance carried by SGIs
Digitize your operations without rebuilding your IT
Modern client portal, mobile app, portable KYC, and order API integrated with your existing back office.
- White-label client portal
- REST order API
- Portable KYC accepted
Architecture in one diagram
CLIENT APPS
- Mobile Money apps
- Pan-African banks
- Fintechs
- Digitized SGIs
INOPAY CORE
- Ed25519 portable KYC
- Routing engine
- Chained audit
- Settlement orchestration
non-custodial - Ed25519
MARKETS
- BRVM (UEMOA)
- BVMAC (CEMAC)
- GSE (Ghana)
LICENSED SGIsExecution and custody
Inopay orchestrates. SGIs execute and hold. Markets settle. No fiduciary flow ever transits through Inopay.
TRUST
Infrastructure built for compliance
Four technical and regulatory guarantees that regulators and auditors can verify line by line.
Non-custodial
Inopay never holds funds or securities. Every order is routed to the licensed SGI in-country.
Portable Ed25519 KYC
Cryptographically signed identity, verifiable offline, reusable across operators.
Chained audit
Hash logs, signed orders and immutable journals for CREPMF, COSUMAF and SEC Ghana.
Regional compliance
UEMOA, CEMAC and Ghana covered via partner SGIs, no new license needed.
Technical proofs
Four documented and verifiable guarantees.
REST API and webhooks
Complete OpenAPI documentation, unlimited sandbox, iOS, Android, and Web SDKs.
Read the API docsEd25519 portable KYC
Public spec, attestations verifiable offline via /.well-known/inopay.
Read the specCOVERED MARKETS
- BRVM
- BVMAC
- GSE
Public pricing per segment
Concrete numbers. No hidden fees.
MoMo operators
Integration setup
From 50 M FCFA · on request
Routed volume royalty
Revenue share negotiated
Banks & Institutions
Annual license
From 25-50 M FCFA · on request
Variable on volume
0.15 to 0.25 %
Licensed SGIs
Monthly SaaS
1.5 to 6 M FCFA
Setup
0 to 10 M FCFA
Designed for legal teams and regulators
We publish our doctrine, our architecture, and our compliance commitments. Your auditors and regulators have full access to our infrastructure.
Let's discuss an integration
Operator, bank, or SGI: the Inopay team takes you from POC to production in 30 to 90 days.