Fast modernization
Web client portal, mobile app and digital KYC on top of your existing back office.
- Modern client portal
- iOS / Android app
- Online KYC
LICENSED SGIs
Digitize your SGI without rebuilding your IT
Modern client portal, mobile app, portable KYC, and order API integrated with your existing back office. 3-month pilot with joint volume objectives.
Market diagnosis
About forty SGIs licensed on BRVM, plus CEMAC and Ghana. Most operate with dated websites, few mobile apps, and paper-based KYC. B2C platform competition is coming fast.
≈ 40
BRVM-licensed SGIs
[TBD]
SGIs with a client mobile app
5 to 15 days
Average client onboarding time
Why you don't do it yourself
- 1Full IT overhaul: 18 to 30 months and several hundred million FCFA.
- 2Hiring a dedicated product and mobile team.
- 3Mobile app maintenance and compliance across two stores.
- 4Opportunity cost versus your core order management business.
Inopay provides the product stack. Your team focuses on management and the client relationship.
Solution architecture
Investor
SGI portal or app
Inopay platform
SGI back office
Clearing and custody
Market
Ed25519-signed portable KYC
3 turn-key plans
Full details on the pricing page.
STARTER
1.5 M FCFA / month
Client portal and KYC
- White-label client portal
- Portable KYC accepted
- Position consultation area
- Setup not billed
PRO
3 M FCFA / month
Portal, mobile app, and order API
- Everything in Starter
- White-label iOS and Android mobile app
- REST order API
- Basic analytics
ENTERPRISE
6 M FCFA / month
Full platform and advanced compliance
- Everything in Pro
- Advanced analytics and regulator reporting
- Advanced AML/CFT
- Dedicated account manager
3-month pilot with joint volume objective
Short, outcome-driven pilot. Volume objective set together. No long-term commitment if the objective isn't met.
- Target client onboarding: under 24 hours.
- First order placed within 7 days of opening.
- Monthly volume target defined at kickoff.
Integration in 60 days
- Étape 1
Weeks 1 to 2
Kickoff, brand and back office framing.
- Étape 2
Weeks 3 to 5
Client portal and app configuration, back-office connection.
- Étape 3
Weeks 6 to 7
Internal acceptance, sales team training.
- Étape 4
Weeks 8 to 9
Soft launch on pilot clients.
- Étape 5
Weeks 10 to 12
Public opening and portable KYC activation.
Anticipated risks
| Risk | Inopay response |
|---|---|
| Single-vendor dependence | Documented exit clauses, KYC portability, and data export. |
| Heterogeneous back-office compatibility | Standard connectors and custom adapters for legacy systems. |
| Hidden usage costs | Public pricing with no transaction fees on the SGI side. |
| Regulator licensing delays | CREPMF memo shared with compliance teams, contact points established. |
| Usage spike not absorbed | Sized multi-tenant architecture and documented SLAs. |
Why Inopay and not a custom build
60-day time to market
Ready platform, adaptable brand, integration with existing back office.
No IT overhaul
You keep your core business. Inopay covers the front layer and order API.
Controlled operating cost
Stable monthly cost, no heavy upfront investment.
You stay an SGI. You accelerate digital distribution without changing your core business.
Why digitize with Inopay
Three concrete outcomes without a heavy IT overhaul.
Joint volume
3-month pilot with negotiated volume targets and transparent revenue split.
- 3-month pilot
- Shared targets
- Monthly tracking
Native compliance
Ed25519 KYC, chained audit, ready-to-use CREPMF / COSUMAF exports.
- Signed KYC
- Chained audit
- Regulator exports
Let's launch your pilot
Product walkthrough dedicated to your executive committee, in 45 minutes.